Third party websites and their respective services listed in are for informational purposes only and not an endorsement of any kind. Decisions to participate should take into consideration factors beyond those reflected in this website.

Use of this site constitutes agreement with the following terms policy: You expressly release (including it’s officers, directors and employees) from liability of any kind as a result of participation in any of the websites and programs listed in this site. has no control over the content or availability of any external source and is not responsible for products, information or services given by third party sites, nor does it make representations or warranties regarding the qualification of third party sites or their respective services. Recommendations provided by are for general information purposes only and not intended to replace professional advice.

Due to new government regulations, websites which receive a commission for referring traffic and/or business to another must publically disclose it. Since we’d like to keep our reputations as law abiding folk, let it be known that some of the sites we recommend do, in fact, compensate as an affiliate. Not all. Some. Under no circumstance, however, is this a determining factor when it comes to recommending a site. The reason we do accept referral commissions in some cases is simply because we have expenses like any other service – and our employees insist on being paid.