Defensive Driving Course

Were you aware?

There are Iowa driving schools available to help reduce your insurance rates.

Program benefits include:
• Insurance Rate Reduction
• Driver Education

Iowa approves third party organizations to offer defensive driving classes to residents of the state.  Fortunately these programs cost very little and are easily accessible online.

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It is highly recommended you utilize these defensive driving courses for the benefits they offer. Many people are not aware they are available and as a result lose the opportunity to save significantly.

IMPORTANT NOTE: Not all programs are equal!  Some contain inaccurate information, are poorly designed and tedious to complete — but others provide a significantly better user experience and added features such as audio and video.

We recommend I Drive Safely for Iowa as they provide high quality and easy to understand defensive driving courses which can be completed online – at a very reasonable price.

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Did You Know?

Most if not all States provide both a general speed restriction and specific speed limits. You must obey both.

General Speed Restrictions:  You must not drive at a speed either too fast or too slow than is reasonable under existing conditions. This means that factors such as traffic congestion (density) and/or weather conditions (rain/snow/sleet/fog) can reduce the specific speed limit of a posted black and white speed limit sign.

Specific Speed Restrictions:  Signage is generally used to identify specific speed restrictions. Black and white speed limit signs are the law and a ticket can be issued if one exceeds this limit. Yellow and black speed limit signs are recommended maximum speed limit signs but in some situations can be exceeded due to the absence of the condition that justified the recommended speed such as school zone hours.

Defensive Driving is a form of training for motor vehicle drivers that goes beyond mastery of the rules of the road and the basic mechanics of driving. Its aim is to reduce the risk of collision by anticipating dangerous situations, despite adverse conditions or the mistakes of others. Source: Wikipedia
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